Wednesday, September 3, 2008

Quick General Update

Some of you may be wondering, "Hey, where's my pottery update this week?" I can understand your dismay, and I would understand completely if you wrote me hate mail or something. But I promise, I have not dropped the ball in any way. Actually, there was no pottery class this week, owing to Labor Day activities. Class resumes next Tuesday night, and there'll be an update then for sure. But, just so there is at least a little something to read, I decided to do a quick post anyway. I thought everyone who has been following my progress with fitness and such, might like to know that Michelle and I ran an 8:19 mile tonight. That works out to about 7.2mph, and it's our fastest yet. My fastest by about 30 seconds. Our plan is to run in the Jingle Bell Run this year in December as I believe I mentioned, and we want to make an excellent showing. We're planning on pushing our mile time as low as we can manage, so we can get used to those kinds of paces, and then back off to something a little more comfortable for the actual run at the end of the year. My under 30 minute 5k is very close. :) In other news, you may or may not know that Michelle and I have been working to pay off all of our debt except the mortgage since we got married. We took Dave Ramsey's Financial Peace University as soon as we were married and have been working the principles of it since June of 2005. This September budget marked three years and three months of work and it finally paid off. Our credit card debt has been gone for a long time now, but we finished the cars this month and we are now officially debt free with the exception of the mortgage and the land we intend to build on sometime next year. The only credit card we have is the one work makes me carry. I'd lose that one if they'd let me. The next step is fleshing out our emergency fund. Finally we'll be saving money rather than pouring it into a debt hole! YAY!!! I'd like to extend some thank yous to the people involved in keeping me from ending up broke somewhere down the road: I'd like to thank Dad and Donita for buying me the Financial Peace University kit. At the time, I'm certain I wouldn't have bought it myself. I'd also like to thank my Alan, my brother-in-law for actually facilitating the class at church. It takes someone with dedication and excitement toward an idea to truly sell you on it. I think I might be more sold on it than he is! Thanks also to Michelle, who by agreeing to marry me, gave me the incentive to straighten up and be responsible. Well, more accurately, I didn't want her to think I was an idiot with my money. I'm still not terribly responsible. I'm just glad she didn't have to marry TOO much debt. :) Thanks to Dave Ramsey for going flat broke and coming out of it. The best teaching aid is a hard lesson. I'm glad he learned it for me and was gracious enough to pass it on. Thanks to God most of all, for lining all of this up. Right place, right time, right people. I think I am a better person for all of the work that these people put in for my future. Not just better financially, but better in general. I'm holding more loosely to the things that I have, more tightly to the people in my life, and more closely to God because I have seen him work some amazing wonders over the last 3 years. -J

1 comment:

Gina said...

Congratulations on being debt free! Now is the perfect time to go out and buy a mustang *smile*. We try to live that way too and for the past several years we've only had our mortgage to pay as well. That's very nice. Of course, we also have college funds we started for the girls down the road!!
Congrats on running so fast! I guess I can't chase you with a rolling pin like I was planning to...